Need an appraisal in Bend or Deschutes County?

Check out the top seven reasons why Oregon homeowners hire Genesis Appraisal Group:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Deschutes county or Oregon by determining the true market value of the real estate in question


	Do you own a house in or near Bend? Do you need help determining the price of your real estate? Contact Genesis Appraisal Group.

We at Genesis Appraisal Group understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Genesis Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge property tax assessments

If you live in an area that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Genesis Appraisal Group is your #1 weapon.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Genesis Appraisal Group, we're experienced in helping people just like you remove unwanted and unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be difficult and inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Genesis Appraisal Group can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have an expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Genesis Appraisal Group can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.

Residential & Commercial Appraiser, FHA approved, PMI removal, Investment, Divorce, Estate, Expert Witness Testimony, Cost Segregation Studies